Merchant Cash Advance

An alternative to a small business loan, this is a quick and easy way to get the working capital your business needs without the hassle of dealing with the bank. Our product requires minimal paperwork and a very fast turnaround time with a flexible approval process.

We assisted a variety of small businesses across the country secure the financing they need to succeed. Our representatives are experts in small business financing and are able to provide the best options and best rates available to you. Also, with the years of experience and ethical business practices, Prime Commercial Lending has become a leading provider of small business lending.

Our in-house financing options are customized to your specific needs and you can rest assured that we will get you the best solution for your business.

Key Points

Fast and Easy Application

The application process is quick and easy. The whole process only takes minutes. If you need any assistance whatsoever, our dedicated funding specialists are available to help.

Revenue Based Funding

This process is so simple, that once your application has been approved, you will be eligible to access up to 1.25x your monthly revenue within 48 hours if not sooner.

Grow Your Business

Use the money however you see fit: buy new equipment or inventory, pay bills, expand your business, invest in marketing and more.

We cater to such industries as hospitality, restaurants, healthcare, manufacturing and professional technical services including attorneys and accountants.

Get Ready For Success

For most small businesses, there comes a time when more capital would be beneficial if not necessary to carry on or advance your business. There is no need to panic or lose hope when in comes to accessing capital for your business. Acquiring a merchant cash advance is a great solution for getting through tough times or taking your business to the next level. The primary goal of our merchant cash advance program is to provide business owners with capital for their business, but to also educate them and provide them with resources to help build a solid financial foundation for their business to prevent tough times in the future.

Why do businesses contact us for immediate funding?

Business owners from across the nation contact us because they are low on cash and need working capital quickly. Most businesses do not want to undertake a fixed monthly payment of a traditional business loan. Applying for a merchant cash advance from Cobalt Commercial Capital is the best option for your business funding needs. A Merchant Cash Advance is an excellent way to access working capital in a “cash-flow friendly” way by making daily remittances. Below is why businesses chose us over other funding institutions.

  • They can use up to $300,000 per location

  • They have been in business for at least 3 months

  • They generate at least $10,000 in gross sales/revenue

  • They want the money in just 3 days

  • Merchant cash advances are very valuable to any business and if maximized to their full potential, your company can advance quickly.

The benefits of choosing a cash advance

We offer an easy payback system that collects daily payments automatically so you do not have to worry about late payments

Our goal is to get you the funding you need and see your business succeed regardless of your credit history or type of business.

Financial freedom for your business and access to $300,000 to use for nearly any business need!

Running a small business doesn’t have to be unpredictable. You just need the right tools.

Revolving Line

A fast, easy, and convenient way to access unrestricted cash.

  • Funds in your account in as little as two business days

  • Minimal paperwork and quick turnaround

  • Can be renewed for more capital as needed

  • No hidden fees

  • No double dipping

  • No collateral or personal payment guarantee

  • Get on track today to provide your business the cash it needs to grow and operate.

Unsecured Business Lines of Credit

Cobalt Commercial Capital specializes in Unsecured Business Lines of Credit. These business lines of credit do not require collateral and include anything from smaller business credit card solutions to individual lines of credit for $500,000.


How much the business owner qualifies for depends on the credit profile and the size and profitability of the business. Start-up companies with no established revenue and a business owner or partner with a good credit file can expect to receive between $25,000 – $100,000 normally. Established businesses with revenues of $1,000,000 up to $10,000,000 can expect between $100,000 – $500,000 with no collateral if they qualify with their financials and credit. These are A-Paper products so the rates are very good. They range anywhere from 0% introductory offers on all our business credit card solutions to 1-5% over prime for the larger lines of credit. We don’t offer “subprime” Unsecured lines so you’ll either get the good rates or you will not be approved.

We offer a No-Obligation Pre-Qualification that takes 10 minutes to complete and only requires a credit-check that costs less than $45.

Feel free to speak to one of our representatives on obtaining an unsecured line of credit.