Commercial Real Estate Financing
for Projects of All Sizes

Cobalt Commercial Capital specializes in real estate loans ranging from $100,000 to $5 million with unique programs for both investors and business owners. Most often our borrowers need more flexible options which can include:


Quick Closings

Industry leading closing times which are faster than the competition by entire weeks.


Competitive Pricing Models

Competitive pricing models designed with “risk based” pricing allowing us to structure deals for applicants from A to D credit profiles.


All Property Types Considered

We finance a wide array of property types including retail, office space, light industrial, multifamily and mixed use, auto repair, self storage, mobile home parks, motels or small hotels, and even loans for churches and social organizations.


Stated Loans

Stated or “light documentation” loans that are underwritten without tax returns, including the ability to provide business owners with the same option.

Core Program Key Points:



Current rates range from 6-11.99%


Pricing is risk based calculation based on FICO, property type, LTV, DSCR and other criteria

$100,000 to $5 million all asset types except INCLUDING AUTO REPAIR, BARS, RESTAURANTS, DAYCARE, HOTEL, SMALL


Ineligible property types include: gas stations, vacant land, construction, ALF and any environmentally sensitive properties


Up to 80% LTV on purchase and cash out for real estate loans both investment and owner/user

5,7, 15, 20, 25 and 30 year fixed rates available


Amortization 15,20, 25 and 30 years (25 and 30 years most common)


Prepayments include 3,4,5 year and step-downs


Eligible borrowers: US citizens AND permanent resident aliens


Stated owner/user products based on higher FICO or 12 months consecutive business bank statements


Apply for Commercial Real Estate Financing Today

Please fill out our form on this page and we will get in touch with you shortly.

Call us: (732) 707-5587